A foreclosure is when the lender or bank takes back a property where the mortgage has not been satisfied and the payments are not being made by the homeowner. A short sale is one of the best ways to AVOID Foreclosure. Finish Line Property Solutions will buy the property in cash through a short sale and will release the homeowner from the mortgage.

Short Sale = NO Foreclosure!!

Our partners have kept over 1000 homeowners OUT OF FORECLOSURE since 2008! There are a few other options to avoid foreclosure but we would not recommend them! Deed In Lieu Of Foreclosure is not a good option because most of the time the bank will not waive the deficiency. Cash for keys is basically the same program. You walk away from the home, but you will owe the amount of the mortgage.

Loan Modifications are not a viable option either. The National average for approval of Loan Modifications is very low! Besides if the Loan Modification does not include a major principal reduction so that the homeowner does not owe more than fair market value, the Loan Modification would not make any sense to do in the first place.

• Lowers credit up to 400 points!
• Affects credit for 10+ years!
• May be 7 years before able to purchase another home!
• Bank can garnish your wages or bank account for up to 20 years!
• Future loan and rental applications will likely be denied.
• Can negatively impact future employment opportunities.
• The bank may want you to vacate, and start eviction proceedings immediately.